Is it time to re-negotiate or analyze your current benefit package? Are you sure you are getting the best coverage for the lowest cost? We can help you answer these questions and many more.

At Schroeder & Associates, we work directly with businesses to develop comprehensive insurance packages to meet the needs of their employees. Once the coverage is in place - we don’t stop! We will help you every step of the way.

Call or Email us today - our services won’t cost you anything!

Use our online Insurance Quote Form.

As an independent insurance agency, we offer group options for:

Your employee benefits package can have a big effect on employee retention.

Why not offer the best - while still maintaining costs.
Using an insurance broker is essential and it’s free!

Health Insurance

As a business, you understand the importance of providing quality health care coverage at a reasonable cost. There are many questions that you may encounter.

What choices can I offer my employees?
Am I large enough to be self-funded?
How do I compare coverage versus costs?

We can help you with all your questions and provide you with quality personal attention.

Vision Coverage

Regular vision examinations and corrections assist with job efficiency.  Often times people will ignore annual examinations because they do not have insurance coverage.  This is an added option you can offer your employees that will enhance your overall benefit package.

Life Insurance

Disability Coverage

As a business, your employee’s work production is very important.  To the employee, the income to them is just as important. What if an employee becomes disabled - they still rely on an income. This can become a very difficult situation for an employer.

Even though you currently offer them Workers Compensation insurance and Social Security - that will not help of the accident occurs off the job - which is the case 62%* of the time.  By providing the employee with a disability income policy, they will be protected. This will save you from a lot of headaches and in the big picture - the costs are relatively small.  If you do not have a disability program in place - you may want to look at the numbers.

*National Safety Council, Accident Facts, 1994

Long Term Care Insurance

Mutual Funds/TSA/IRA/SEP**

Have you avoided retirement plans for you and your employees due to complexity, costs and administration?  You may not realize how easy and inexpensive it can be to offer financial options to your employees and help them plan for retirement.

Securities and Investment Advice Offered Through Capital Financial Services, Inc. Broker/Dealer Investment Advisor Member FINRA/SIPC www.FINRA.org  www.SIPC.org